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Acceptable Risks

  • Martial Arts Schools

  • Non-contact Kickboxing or Cardio Kickboxing

  • Non-contact Boxing

  • Boxing & Kickboxing Aerobics

  • Tumbling

  • Weapons Training with Fake or Padded Weapons

  • Tanning Beds Associated with a School

  • Risks with Rebounders


Risks For Consideration

  • Cheerleading

  • Live Bladed Weapons

  • Firearms

  • Trampolines

  • Gymnastics (other than tumbling)

  • Full Contact Boxing

  • Full Contact Kickboxing

  • Mixed Martial Arts

  • Submission Fighting

Liability Coverage

$2,000,000* Each Occurrence, Includes Professional Liability
$4,000,000* General Aggregate
$2,000,000* Personal and Advertising Injury Limit
$2,000,000* Fire Damage Limit – any one fire
$1,000,000* Abuse or Molesation Defense Cost – per occurrence
$10,000 Medical Expense – including participants


*Lower limits available.

Property Coverage

- Property of others in your care, custody, and control:
   Included in Business Personal Property Definition

- Building Plate Glass:
   Included in Business Personal Property Definition

   Outdoor signs, attached and detached:
- Included in Building Definition

  Outdoor signs, attached and detached, if no building coverage:


- $50,000 for owned signs or signs for which the insured has contractual       responsibility due to lease.

- Sewer, Drain, Sump Back-up (other than flood)
  $50,000/premises (direct damage and lost income)

- Equipment Breakdown:  Optional

- Business Income, Business Extra Expense available

Insurance for Martial Arts Schools


This coverage is designed for Martial Arts schools serving both youth and adults. Most martial arts styles are covered. This program offers both professional and general liability.

General Liability provides premises protection for any claims arising from the facilities you own, rent or occupy.  You are

imdenified for alleged negligence resulting in bodily injury, property damage or personal injury.

Professional Liability:  Protects you against bodily injury to a client resulting from a failure to render "professional services"

defined as "the providing of physical training, fitness counseling and nutritional counseling for a fee."


Martial Arts Is Not For Hurting
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